We are pleased to present the latest edition of Financial Outlook for September 2025. In this edition, we focus on securing your family's future through smarter estate planning and understanding the global forces shaping Swiss investments. We hope you enjoy the read.
Today's Key Topics
Tax and Financial Planning: The Most Common (and Costly) Mistakes in Inheritance.
Capital Markets: International Perspectives - How Global Events Affect Swiss Investments.
Critical Mistakes to Avoid in Estate Planning
When it comes to passing on wealth, small oversights can have significant consequences for heirs and the integrity of the estate.
The most common mistake is theCapital Markets Absence of a clear, legally valid will, which often leads to disputes among family members. Similarly problematic are wills that are vaguely worded or contain outdated information, leaving room for misunderstandings and legal challenges. Proactive planning is the only way to ensure that your wishes are respected and your legacy preserved.
"Clear communication and legal precision are the pillars of a successful inheritance. Do not leave your life's work to chance or legal ambiguity."
Global waves, Swiss shores: The impact of international events
Decisions made by major central banks such as the Federal Reserve (Fed) and the European Central Bank (ECB), dictate global capital flows - and Switzerland is never immune to these changes.
Rising interest rates: Higher interest rates in the US or EU can put pressure on the Swiss franc, which burdens the export industry and makes Swiss bonds relatively less attractive.
Falling interest rates: Conversely, lower international interest rates often drive investors towards riskier assets like stocks or real estate, which can potentially boost the Swiss market.
For investors, it is crucial to closely monitor international interest rate policies to identify risks and seize opportunities early.
"In a connected world, the Swiss market does not operate in a vacuum. Understanding the Fed and the ECB is just as important as monitoring the SNB."
Our suggestions: Strategic steps for September
To help you stay one step ahead of these developments, we recommend the following measures:
Review your estate plan: If your will is older than three years, review it to ensure it reflects your current family situation and asset structure.
Interest rate sensitivity review: Review your investment portfolio to see how it might respond to the next steps from the Fed or ECB. Are you overly exposed to interest-sensitive sectors?
Clear communication: If you haven't done so already, discuss your inheritance intentions with your heirs to avoid future conflicts and ensure a smooth transition.
Schedule a meeting with our advisors
Navigating estate law and the global market situation requires a steady hand and expert insights. Let us help you refine your strategy.
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